Insurance Partners & Panel Doctors in Singapore

Cost & Financing

Insurance Partners

At G & L Surgical Clinic, we understand that while costing and financing may be a concern for our patients, we want you to be able to prioritise your health.

G&L Surgical Clinic works with most major insurance partners Prudential, HSBC Life, Aviva, AIA, Great Eastern, NTUC Income and Tokio Marine. Our friendly team and clinic staff are happy to help you understand the fees and work with you to understand your financing options to allow you to focus on what matters the most, your road to recovery.

G & L Surgical Clinic accepts all patients, with or without insurance. If you wish to seek treatment with us, but your insurer is currently not included in the list below, rest assured that we will do everything we can to aid you in making the necessary claims.

If you have any queries regarding our personal and company insurance benefits, speak to our staff for more information. We can also assist you in applying for a Letter of Guarantee from the relevant insurance partners to help ensure a smooth and worry-free medical journey with us.

Please reach out to us and speak to our friendly staff at +65 6255 1234 or email us at enquiry@glsurgical.com.sg for further assistance.

Insurers Accepted at G&L Surgical Clinic

Below is an overview of the insurance panels accepted at G&L Surgical, including Integrated Shield Plans, corporate insurance, third-party administrators (TPAs), and personal accident coverage.

Integrated Shield Plans

Corporate/Third-party Administrators

Integrated Shield Plans

Patients affiliated with the following Integrated Shield Plans will enjoy the following benefits when receiving treatment at G & L Surgical Clinic:

Great Eastern

With GREAT SupremeHealth, patients can enjoy a Letter of Guarantee of up to $50,000 for cashless admission and day surgery at private hospitals.

You’ll also be reimbursed for eligible pre- and post-hospitalisation expenses for up to 180 and 365 days, giving you greater peace of mind throughout your treatment journey.

Prudential

Speak to our clinic staff about cashless procedures under Prudential’s PRUExtra as a Premier client.

Additionally, patients with personal Prudential PRUShield plans can expect reimbursement of pre- and post-hospitalisation fees for up to 180 and 365 days, respectively. Patients under this plan will also enjoy an enhanced Letter of Guarantee (allowing for cashless services of up to $30,000).

Pre-authorisation (by Business Office) is required for patients with no electronic letter of guarantee (eLOG).

NTUC Income

With NTUC IncomeShield, patients can enjoy an enhanced Letter of Guarantee, allowing for cashless services of up to $30,000.

Patients can also enjoy peace of mind knowing that they will be reimbursed pre and post- hospitalisation fees for up to 180 and 365 days, respectively.

HSBC Life (previously known as AXA)

Patients at G & L Surgical Clinic under HSBC Life personal insurance plan can expect their pre- and post-hospitalisation bills to be claimable for up to 180 and 365 days, respectively.

Additionally, an enhanced Letter of Guarantee allows patients to receive cashless services of up to $150,000 and a co-payment sum capped at $3000 when treated by our surgeons.

Singlife with Aviva

With Aviva MyShield, patients can expect pre-authorisation letters to ensure that their premiums will cover the treatment they require.

Patients can also enjoy peace of mind knowing that they will be reimbursed for pre- and post-hospitalisation fees for up to 180 and 365 days, respectively.

Corporate Insurance & Third-Party Administrator

At G&L Surgical, we accept a wide range of corporate insurance plans and third-party administrators (TPAs). Depending on your insurer and company plan, you may be eligible for cashless consultation or treatment, while some plans may require a referral from a GP first. Our team is happy to assist in checking your eligibility and guiding you through the process so you understand your coverage before your visit.

Are there any specific requirements or criteria that must be met for my insurance to cover a surgical procedure at G&L Surgical?

Coverage limitations and restrictions vary depending on your insurance plan. We recommend reviewing your insurance policy or contacting your insurance provider directly to understand any specific limitations or restrictions (including exclusions) that may apply to the surgical procedures covered within a certain timeframe.

Are there any specific insurance-related deadlines or timeframes that I need to be aware of when scheduling a surgical procedure at G&L Surgical?

Most patients are advised to schedule a surgical procedure at least 5 days in advance in order to allow the insurance provider to review your policy and advise on the coverage for the specific procedure. You are also advised to contact your insurance provider directly to understand any specific timeframe that may apply when scheduling for treatment ahead of time.

Insurance Partners

Table of Contents

Insurers Accepted at G&L Surgical Clinic

Corporate/Third-party Administrators

Integrated Shield Plans

Great Eastern

Prudential

NTUC Income

HSBC Life (previously known as AXA)

Singlife with Aviva

Corporate Insurance & Third-Party Administrator

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