Cost & Financing
Need a Personalised Cost Estimate For Your Colonosocopy?
We can advise based on:
- Insurance panel eligibility
- Day surgery vs hospital options
- Screening vs diagnostic colonoscopy
- Estimated out-of-pocket costs
Cost & Financing
We can advise based on:
To make informed decisions, it is important to compare the costs of colonoscopy at both private and public healthcare facilities in Singapore.
| Facility Type | Average Bill Range |
| Public Hospital (subsidised) | SGD 440 – 937 |
| Public Hospital (unsubsidised) | SGD 1,645 – 2,276 |
| Private Clinic | SGD 2,792 – 3,827 |
The price above are before insurance claims
While private clinic rates may seem higher, the total cost can vary depending on the private facility chosen. Day surgery centres or clinics are often more affordable than private hospitals, making them a cost-effective option for patients who prefer private care. Dr Ganesh is able to perform colonoscopies at day clinics if preferred, offering patients greater flexibility and more accessible private options.
Your final out-of-pocket cost may be lower than the listed private rates if you use:
Some patients may pay only a portion after claims, depending on their policy.
Our clinic team can help estimate this before your procedure.
Many patients searching for cost are also deciding between public and private care. Private care may offer:
Faster Appointments
Useful if you have symptoms or prefer not to wait.
Choice of Specialist
See an experienced surgeon directly.
Flexible Procedure Locations
Multiple private hospitals and day surgery centres.
Insurance Support
Our team helps with paperwork and pre-authorisation where needed.
If you have symptoms such as:
Private appointments may be available sooner than public routes.
The total cost of a colonoscopy can vary depending on the type of colonoscopy (screening/diagnostic) or if other procedures are required during the colonoscopy. Below, you’ll find a breakdown of the surgeon’s fee associated with each type of colonoscopy procedure at a private clinic in Singapore.
| Colonoscopy Procedure | Surgeon’s Fee (before GST) |
| Diagnostic Colonoscopy (SF702C/2C) | SGD 1,200 – 1,800 |
| Screening Colonoscopy (SF703C/2C) | SGD 1,200 – 1,800 |
| Colonoscopy with Polyp Removal – [<1cm] (SF704C/3A) | SGD 1,700 – 2,400 |
| Colonoscopy with Polyp Removal – [>1cm] (SF705C/3B) | SGD 1,900 – 2,900 |
A diagnostic colonoscopy is a follow-up or surveillance procedure recommended by a doctor when there are potential concerns, symptoms or other findings. For example, if you visit a GP for persistent diarrhoea or stomach pain, the GP may refer you for a colonoscopy to investigate the cause — this would be considered a diagnostic colonoscopy. At private hospitals in Singapore, the surgeon’s fee for a diagnostic colonoscopy typically ranges from $1,200 to $1,800 (before GST).
Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a diagnostic colonoscopy fee.
A screening colonoscopy is a preventive procedure recommended for adults 45 years and older who have no symptoms and an average risk for colorectal cancer. For example, you may choose to go for a colonoscopy even if you feel well — either to keep up with your health or because a family member had colorectal cancer and you want peace of mind. This test aims to catch potential issues early, reducing the risk of cancer development. At private hospitals in Singapore, the surgeon’s fee for a screening colonoscopy typically ranges from $1,200 to $1,800 (before GST).
Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a screening colonoscopy fee.
A colonoscopy with polyp removal is performed when polyps—small growths that could potentially turn cancerous—are found during the colonoscopy and need to be removed. This added procedure is important as it can prevent the development of colorectal cancer. The cost of this procedure varies based on the size of the polyp. For polyps under 1cm, the surgeon’s fee typically ranges from $1,700 to $2,400 (before GST).
Do note that the cost above is just the surgeon’s fee and does not include the hospital or consumable fees. View here for the full breakdown of a colonoscopy with polyp removal fee.
Screening Colonoscopy
Done when you have no symptoms but want preventive screening based on age or family history. Insurance may not always cover screenings.
Diagnostic Colonoscopy
Done when symptoms are present or a doctor recommends investigation. Usually covered by insurance.
At private clinics, patients aged 50 and above can use their Medisave to offset part of the cost for both diagnostic and screening colonoscopies. This helps reduce out-of-pocket expenses, although there is a prevailing withdrawal limit set for such procedures. The current Medisave limits are outlined below.
| Procedure | Limits |
| Day Surgery | Up to a maximum of $830 per day for daily hospital charges, including investigations, medicines and doctor’s attendance fees. |
| Operation | A fixed operation limit of either $1,120 or $1,390, depending on the type of operations performed. |
A colonoscopy is covered by your private insurance if it is a diagnostic procedure recommended by a healthcare provider. Colonoscopy screenings for preventative reasons that are not formally recommended by a doctor may not be covered under your private insurance.
The amount your insurance can cover depends on your Integrated Shield Plan and the specific coverage details. Generally, most private health insurance plans can cover a significant portion of a colonoscopy, including hospital fees and surgeon’s fees, but the exact amount varies based on your policy. It’s best to consult with your insurer for precise information.
If you are above 50, your Medisave can be used to pay for a colonoscopy. However, there is a prevailing withdrawal limit set on such procedures as mentioned above. For more information, speak to our clinic staff and we will be happy to provide you with a detailed cost breakdown for your colonoscopy procedure at G&L Surgical Clinic.
Whether a GP referral is required to make an insurance claim for your colonoscopy depends on your plan. Certain corporate insurance providers may ask for a referral letter from a GP before specialist consultation and procedure costs can be claimed. To avoid unexpected expenses, it’s best to confirm the requirements with your insurer before your appointment.
If your insurance plan does not allow claims at specific hospitals, you still have options. Dr Ganesh is able to perform colonoscopies at several private clinics and hospitals across Singapore, including Mount Elizabeth Hospital (Orchard), Mount Elizabeth Hospital (Novena), Mount Alvernia Hospital, Gleneagles Hospital, Farrer Park Hospital, Parkway East Hospital and Thomson Medical Centre. Depending on your insurer, you can choose the facility that best fits your coverage, making it easier to claim your insurance benefits.
If G&L Surgical is on the panel of your insurer, you will receive a Letter of Guarantee, eliminating the need for a deposit before your colonoscopy. You can view the list of our affiliated insurance panels here. If your insurance provider is not listed, please contact us, and our team will assist you in navigating the process.
The out-of-pocket cost for a colonoscopy depends on your insurance coverage. After insurance covers its portion, you may need to pay for any deductible, co-payment, or expenses not covered by your plan. The remaining amount can often be paid using a combination of Medisave and cash, depending on the total bill. Reach out to our team to find out the exact out-of-pocket cash you may need to provide.
Start by scheduling an appointment with our doctor, Dr Ganesh Ramalingam. He will assess your symptoms or risk factors and determine if a colonoscopy is medically necessary.
Some insurance policies may require a referral from your primary care doctor to see a specialist and get the procedure covered. Check with your insurance if this is needed.
Once the procedure is deemed necessary, G&L Surgical will submit a pre-authorization request to your insurance company. The request typically includes the medical justification for the procedure (e.g., family history, symptoms like bleeding, etc.).
Ensure that the procedure is covered under your plan. Coverage may depend on whether the colonoscopy is diagnostic or preventive. Preventive colonoscopies for individuals over a certain age are often fully covered.
Even if the procedure is covered, check your insurance plan for any co-pays, deductibles, or out-of-pocket expenses that may apply.
After the colonoscopy is done, G&L Surgical will submit the claim to your insurance provider.
Yes, there are potential added costs pre and post colonoscopy. These may include:
These costs are typically claimable under your Integrated Shield Plan, but you may need to pay upfront and be reimbursed later.
Here are three practical tips to help you minimize your out-of-pocket expenses for a colonoscopy:
A colonoscopy recommended by a healthcare provider with a proper referral is more likely to be covered by insurance. This can significantly reduce your out-of-pocket costs. Always consult your primary care doctor to determine if a referral is needed before scheduling the procedure.
Selecting a clinic that is part of your insurance provider’s panel ensures that more of your colonoscopy costs are covered. Always check with your insurance company to confirm the list of approved clinics. For Integrated Shield Plans, Dr Ganesh is on the panels of Great Eastern, NTUC Income, Prudential, HSBC Life and Singlife. He is also on several corporate insurance and third-party insurer panels, including Cigna, Adept and AIA. Choosing a panel clinic can make the process smoother and reduce the out-of-pocket expenses for your procedure.
If you are above 50, you may be able to use a combination of Medisave and personal insurance to cover the entire cost, leaving you with no out-of-pocket expenses. Talk to our staff to find out if you qualify for this option and how to best use your available coverage.
Dr Ganesh at G & L Surgical Clinic strives to prioritise his patients’ recovery and comfort with many years of experience in performing colonoscopies for numerous patients for many years in Singapore.
Organise a consultation with our surgeon for further assistance on colonoscopies in Singapore.
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